“Formal education will make you a living. Self-education will make you a fortune.”

Jim Rohn

We’ve been conditioned for generations that we’re not smart enough, nor experienced enough to invest successfully on our own, but that’s just not true.

What you need is an education in a language you can understand, a reliable investment vehicle you can count on to deliver consistent results and a credible, dependable service provider.

The 4 Pillars of Private Mortgage Investing Mastery

Secured lending is the oldest, most predictable way to invest, but sourcing, vetting, and managing loans yourself is a lot of work. Magnetic offers an all-inclusive suite of services designed to make investing in private mortgages easy and hassle free for you.

Take some time to get familiar with everything we do by browsing this section and then book your FREE consultation with a licensed private mortgage specialist and get all your questions answered. Once you’re ready to get started we’ll set up everything for you and look after all the day to day so you can enjoy all the benefits of private mortgage investing with confidence and total peace of mind.

Borrower Sourcing

  • We market our loan products directly to over 23,000 licensed mortgage professionals every week.


  • We employ a team of business development managers whose sole focus is building relationships with Ontario’s most successful mortgage brokers.


  • We receive hundreds of loan applications from this network or mortgage professionals every month. Only the lowest risk opportunities get approved.

Application Vetting

  • Our underwriting team evaluates the strength of each application based on a 15-point risk assessment and scoring system called RATEScore.


  • RATEScore is Canada’s most sophisticated standardized private mortgage underwriting scoring system.


  • Only 1 out of every 4 applications we see gets approved. We are the nation’s most discerning mortgage administration firm.

Investment Management

  • We collect payments from Borrowers on your behalf and deposit them into your account electronically on the 15th of every month.


  • We monitor property taxes, home insurance and all the other little things that ensure your interests are protected day to day.


  • We keep you informed every step of the way with industry leading communication that keeps you in the know without making investing your second job.

Security Enforcement

  • Historically, mortgage default rates in Canada are 1 in 400. Even though they’re rare, we are experts in dealing with them efficiently, and we’re always prepared.


  • We handle every step of the enforcement process for you by the letter of the law. You’ll always know what’s going on, but you’ll never have to lift a finger.


  • When you invest with Magnetic, your legal interests are represented by one of Canada’s largest, and most recognizable firms at no cost to you.

It’s easy to get started investing in private mortgages with Magnetic.

See More >

Book a FREE consultation to get your questions answered by a licensed private mortgage expert.

Get exclusive, complimentary access to our private mortgage investing mastery orientation program.

Onboard with Magnetic in minutes as an approved Investor in compliance with federal legislation and provincial regulations and place your first order.

Here’s what Canadian investors have to say about their Magnetic experience.

As a busy executive, I don’t have time to manage my own investment portfolio. With Magnetic everything is done for me but without the high costs of a financial advisor eating into my returns. It’s nice to know I can focus on my work knowing exactly what my money’s is going to do for me every year.”

Jonathan, Toronto

I’m retired, and I love to travel. The consistency that I enjoy with Magnetic gives me total peace of mind to be outside of Canada enjoying the little things in life without losing sleep worrying about my money.

Julie, Kingston

Until I started investing through Magnetic, I always felt like anything could happen with my investments. It was a yo-yo of ups and downs that always made me feel insecure about the future. It’s exactly the opposite now. I know what to expect and when to expect it and I never worry.

Tony, Ottawa